Thursday, April 29, 2010

Insurance Appeal, a Friend with HIV/AIDS, and a Happy Ending

Those who have been following me since last November, know that I've been working as legal power of attorney for a good friend who is HIV positive. He's disabled and can't work. For the past two years, he's been receiving disability from an insurance company. In November, the insurance company canceled his long term disability and said he was ready to go back to work.

So he asked me to help him appeal the case, which I did. And then I hired an attorney to help because I didn't want to take any chances. This is someone who is truly disabled, and I thought it was important to make sure everything was done correctly.

And this week, after six months of dealing with a grueling appeal, my friend was notified that his disability has been reinstated. Though we went through tons of paperwork while filing the appeal, I took my friend to an IME (insurance medical exam) that was set up by the insurance company a few weeks ago. This doctor works for the insurance company, and all she had to do was go over his past history and give him a basic exam and she could see he was in no condition to work.

It's a happy ending, yes. My friend is finally able to relax for the first time in months. But it would have been so much easier all the way around if the insurance company had just set up the IME six months ago.

6 comments:

afk4life said...

I'm just glad to hear this. Seems as if things might be finally turning around, I sure hope so.
-doug

ryan field said...

Thanks Doug. My next post is going to be about the AIDS Law Project.

jimm said...

For all you have done for your friend, i think you have reached 'superhero' status!

ryan field said...

LOL...it was a long ordeal. I never knew something like this could be so complicated.

david said...

A terrific ting to do, unfortunately necessary in this corrupt country where health care is dictated by Big Pharm and the fucking insurance companies.

ryan field said...

David...I agree.